Let’s be real, big moves come with big feelings. But that doesn’t mean they have to come with a big price tag.
So You’re Thinking About Mexico, Huh?
Maybe it’s the vibrant culture. Maybe it’s the warmer weather. Or maybe, just maybe, you’ve looked at your rent lately and thought, There’s gotta be a better way.
Whatever your reason, moving your family to Mexico isn’t just doable, it can be surprisingly affordable if you play it smart. But here’s the catch: planning poorly will cost you. Emotionally and financially. And you don’t want either.
So how do you pull it off without draining your savings or losing your mind? That’s exactly what we’re diving into here. Let’s map this out, casually, clearly, and with a little human honesty.
First Things First: Know Why You’re Moving
Look, I know—this sounds basic. But before you even glance at moving costs, answer this: What’s your “why”?
- Escaping the grind?
- Searching for a slower pace of life?
- Wanting your kids to learn Spanish (and maybe even like it)?
- Lower cost of living?
Your reason will shape your budget, timeline, and even where you settle. A family chasing the beach will land somewhere very different than one seeking good schools and healthcare. And yes, Mexico has both, just not always in the same spot.
The “Hidden Obvious”: Mexico’s Cost of Living Isn’t One-Size-Fits-All
You’ve probably heard: Mexico is cheaper. And it’s true, on average, your dollar goes further there. But “cheaper” isn’t universal.
Let me break it down:
City Vibe Monthly Rent (2BR Apt)
Mexico City Bustling, modern, cultural $700–$1200
Mérida Family-friendly, safe, hot $500–$900
Puerto Escondido Laid-back, coastal, surf town $400–$800
San Miguel de Allende Expat-heavy, charming, artsy $800–$1500
See the range? If you’re chasing a beachfront view in Sayulita during high season, expect prices to spike. But a peaceful inland town like Puebla? Much easier on the wallet.
Oh and pro tip? Skip Airbnb long-term unless you enjoy burning through cash. Find local rentals through Facebook groups (yes, seriously), WhatsApp communities, or sites like Vivanuncios.
Paperwork Pit Stop: The Residency Stuff
I won’t lie. The paperwork isn’t “fun.” But it’s not rocket science either.
You’ve got two real options:
1. Tourist Visa – 180 days max. No extensions.
2. Temporary Resident Visa – Ideal if you’re planning to stay longer than six months. You’ll need to show proof of income or savings, about $2,500/month or $43,000+ in savings.
Here’s the thing: if you’re coming with kids and planning to enroll them in school, go the temporary residency route. It makes life easier across the board (think: banking, rentals, healthcare).
Start the process from your home country through a Mexican consulate. Some are more relaxed than others, so call ahead and be very polite.
What About Schooling?
This one’s big—especially if you’ve got little ones in tow.
You’ve got three paths:
Public Schools – Free, but primarily in Spanish. Great immersion, but not always expat-friendly.
Private Mexican Schools – Affordable (think $150–$400/month), often bilingual.
International Schools – More expensive ($500–$1,200/month), but often follow U.S. or European curriculums.
If you’re homeschooling, you’re in luck. Mexico doesn’t overregulate homeschoolers, and online platforms like Khan Academy, Time4Learning, and Outschool can fill in the gaps.
Oh, and yes, lots of expat families homeschool for a while and then ease into local schools. The flexibility is part of the charm.
The Moving Part: How to Actually Get There Without Bleeding Money
Shipping your whole life across a border? Tempting. But usually unnecessary.
Here’s what most families do instead:
- Sell or store non-essentials. Seriously, you don’t need the sectional couch or your fifth spatula. Facebook Marketplace is your friend.
- Pack light and smart. Use checked bags, oversized luggage, and a few FedEx boxes for the “can’t-live-without-it” stuff. It’s often cheaper than hiring international movers.
- Fly with budget airlines. Volaris and Viva Aerobus often offer deep discounts, especially if you’re flexible with dates.
You know what? Your kids will be okay without their entire toy collection. Give them one suitcase, let them choose their five favorites, and call it a life lesson in minimalism.
Daily Life Costs: The Sweet Surprise
Here’s where the real savings show up.
Groceries? Local markets beat Walmart every time. Avocados for 25 cents? Yes, please.
Healthcare? A doctor’s visit can cost as little as $30 USD. And private insurance? Often $50–$100/month.
Entertainment? Tacos, museums, cenotes, and beaches, most fun here is either free or very close to it.
Just watch out for the “expat bubble” trap, if you’re living in an all-gringo neighborhood eating imported cheese and paying in dollars, you’ll blow your budget fast. Stay local, blend in, and your wallet will thank you.
In conclusion
Moving your family to Mexico without overspending isn’t about cutting corners—it’s about choosing wisely.
- Pick the right city
- Avoid tourist traps
- Get your paperwork in order
- Think minimal, not maximal
- Connect with the community
And above all? Stay flexible. Because, let’s be honest, things will go off-script. But with a good attitude, a bit of planning, and a willingness to trade Costco for corner tiendas, you might just find this whole “big move” thing is the best decision you’ve made.
